
Term and Conditions
Effective Date: January 1, 2025
Welcome to the GMA-7 Employees’ Multi-Purpose Cooperative (GEMPC) Website. By accessing or using this website, you agree to be bound by these Terms and Conditions of Use. Please read them carefully before registering for an account or using our services. If you do not agree with these terms, you may not use the website.
- Definitions
1.1. "Website" refers to the GEMPC online platform, including the Member Registration, E-commerce Platform, and informational pages.
1.2. "Member" refers to any individual who successfully registers for an account and accesses the website’s member-only services.
1.3. "Guest" refers to visitors who can access public content such banners as general announcements and articles under the "Learn" section.
1.4. "Services" refers to the website’s functionalities, including e-commerce for Catering, Grocery, Canteen, Lending, and Other Services, as well as access to payroll deductions, savings deposits, and share capital.
- Eligibility and Account Registration
2.1. Only active members of GEMPC and non-members who are approved by GEMPC Management are eligible to register for an account.
2.2. By registering, you confirm that all information provided is accurate, complete, and up to date.
2.3. Members are required to safeguard their login credentials and are solely responsible for any activities conducted under their account.
2.4. Unauthorized use of another member’s account or sharing of login credentials is strictly prohibited.
- Access and Use of Services
3.1. Member Access: Members can use the e-commerce platform and manage their payroll deductions, savings deposits, and share capital after successful registration.
3.2. Guest Access: Guests may only view publicly available content such as announcements and "Learn" articles.
3.3. Prohibited Actions:
- Using the website for unlawful purposes.
- Attempting to bypass or breach security features.
- Modifying, reverse engineering, or tampering with the website.
- Uploading malicious software or viruses.
- E-commerce Platform
4.1. Members can use the e-commerce platform to purchase services such as Catering, Grocery, Canteen, Lending, and Other Services (e.g., HMO processing, insurance, building leases).
4.2. Transactions are final once confirmed by GEMPC, and refunds or cancellations will only be processed under specific policies outlined per service.
4.3. GEMPC reserves the right to modify pricing, product availability, or features of the e-commerce platform at any time without prior notice.
- Privacy and Data Protection
5.1. Your use of the website is subject to our Privacy Policy, which outlines how we collect, use, and protect your information.
5.2. By registering and using the website, you consent to the collection and processing of your personal and financial information as detailed in the Privacy Policy.
- Intellectual Property
6.1. All content, designs, and functionality on the website are owned by GEMPC and are protected under applicable intellectual property laws.
6.2. You may not reproduce, distribute, or modify any content on the website without prior written consent from GEMPC.
- Limitation of Liability
7.1. GEMPC makes no warranties or guarantees about the accuracy, reliability, or completeness of the information and services on the website.
7.2. GEMPC is not liable for any loss, damage, or inconvenience caused by:
- Unauthorized access to your account.
- Errors, interruptions, or delays in service.
- Events beyond GEMPC’s control, including technical issues or cybersecurity threats.
- Termination of Access
8.1. GEMPC reserves the right to terminate or suspend your account if you violate these terms or engage in unauthorized activities.
8.2. Members may voluntarily deactivate their accounts by contacting GEMPC. However, any pending obligations (e.g., payments, loans) must be settled before account deactivation.
- Modifications to Terms and Services
9.1. GEMPC reserves the right to modify these Terms and Conditions at any time. Updates will be posted on the website, and continued use of the website constitutes acceptance of the updated terms.
9.2. GEMPC may also update or discontinue specific services without prior notice to members.
- Dispute Resolution
10.1. Any disputes arising from the use of the website shall first be resolved through amicable discussions with GEMPC.
10.2. If no resolution is reached, disputes will be subject to Philippine laws and the jurisdiction of courts in Quezon City, Philippines.
- Contact Information
For any questions or concerns regarding these Terms and Conditions, please contact:
GMA-7 Employees’ Multi-Purpose Cooperative
GMA-7 Employees’ Multi-Purpose Cooperative
132 Timog Avenue, Diliman Quezon City 1103
0289827777 local 9967
By clicking "I Agree" during registration, you confirm that you have read, understood, and accepted these Terms and Conditions of Use.